As per the India Human Development Survey (IHDS) survey, 4 out of 10 women in India still have no say in their marriage, 8 out of 10 need permission to visit a doctor, 6 out of 10 practise some form of head covering and the average Indian household gives over Rs.30,000 in dowry.
Excerpts of the latest data of India Human Development Survey (IHDS) 2011-12
- Sample size: 42,000 households.
- Covers economic data on income and expenditure, development data on education and health, and sociological data on caste, gender and religion.
- Average wedding expense: Groom: Rs 81,952, Bride – Rs 1,26,724.
- Average dowry: Rs.30, 000.
- Marriage: 48% women (over 25) were married before age 18 (as opposed to 60% in 2004-5) and 59% women (over 25) with any say in marriage.
- Around 41% of women still have no say in their marriage.
- Say in marriage: Best states: Tamil Nadu (94%), Assam (90%), AP and Kerala – 86%, Worst States: Rajasthan (20%), UP(24%), MP & Orissa- 29%.
- Mean age at marriage – 17.8.
- Knew their husband before marriage (over 25): 18%.
- Woman practice head/face covering: Highest: Rajasthan – 96%, Bihar – 91%, Haryana & MP – 88%, Lowest: T.N – 6%, AP – 13%, North east – 15%.
- 81% women need permission to visit doctor.
- 60% of women, including 59% of forward caste Hindus and 83% of Muslim women, practice some form of `purdah’ or `ghunghat’.
- Most expensive weddings: Kerala & Delhi.
- The practice of marrying a cousin or relative, more common in the south than the north, is becoming less common, but over 20% in Andhra Pradesh and Karnataka still marry relatives.
About India Human Development Survey (IHDS)
- Conducted by the National Council for Applied Economic Research (NCAER).
- Largest household survey. (After the government’s Nation Sample Survey Organization (NSSO) surveys.
- NCAER is the only independent body that conducts such large-sample panel surveys.
Outcome of the survey: The data shows that with the growing level of education, urbanization and women empowerment programme the condition of women is slightly improving in the society.
- ICICI Bank is the first private sector bank to launch Mobile Branch with ATM
About ‘Branch on Wheels’ – mobile branch with an ATM.
- First-of-its-kind initiative by any private sector bank in India.
- Objective: To provide basic banking services to the remote unbanked villages in the state.
- The branch would be operated on a van. It will be stationed at specific timings of the day in pre-identified, unbanked villages at specified locations.
- Would be equipped with a GPS tracking system, laptops with 3G connections, LED TV, a safe, a printer, public announcement system, an UV Lamp that detects forged cheques, a note counting-cum-authentication machine that identifies fake currency notes and a unique low-weight ATM.
- Offers a wide range of banking products and services viz. savings accounts, loans, cash deposit/withdrawal, account balance enquiries, statement printing and funds transfer/DD/PO collections, among others.
Note: Odisha is the third state where ICICI Bank has expanded its ‘Branch on Wheels’ network after Maharashtra in September 2013 and Chhatisgarh in February 2014.
About M-Pesa service
- A mobile money transfer and payment service that allows customers to transfer money to any mobile phone, remit money to any bank account, make utility payments, recharge of mobile, DTH payment and earn interest on deposits.
- Empowers the un-banked and under-banked sections of the population gain access to financial services through the mobile phone.
- This service will now be available across 202 Tehsils, 24 Districts through 1350 specially trained authorized agents including 73 Vodafone exclusive stores in Odisha.
Apart from Odisha, ‘M-Pesa’ has been rolled out in Delhi, Mumbai, West Bengal, Punjab, UP East, UP West, Bihar, Jharkhand, Rajasthan, Gujarat, Maharashtra, Goa, Assam & North East and Haryana. It will be made available across the country in a phased manner.