Government Schemes Current Affairs - 2019

Latest Government Schemes Current Affairs 2019 for UPSC Exams, Bank Exams, Civil Services, SSC and other Competitive Exams. This category comprises current affairs related to various welfare schemes of Government of India and State Governments.

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Implementation of PMJAY

Pradhan Mantri – Jan Arogya Yojana (PM JAY) is a scheme of the government under Ayushman Bharat to reduce the financial burden on poor and vulnerable groups arising out of catastrophic hospital episodes and ensure their access to quality health services.

Implementation of PM JAY

The following steps have been undertaken for the effective implementation of the PM JAY:

  • The State Governments have been given the flexibility to implement PM JAY either through insurance companies, or directly through trust/society, or in a mixed mode. 
  • National Health Agency (NHA) has been set up by the Government to implement PM JAY through State level Health Agencies.
  • A robust IT system has been put in place for effective implementation of the Scheme.
  • Central Grievance Redressal Management System has been set up for receiving grievances. A system has been put in place to acknowledge, record, escalate & resolve grievances as per well-defined process through a three-tier grievance redressal structure.
  • A multi-prong approach has been adopted by putting in place a fraud control mechanism.

PM-JAY scheme would provide poor, deprived rural families and identified occupational categories of urban workers’ families as per the latest Socio-Economic Caste Census (SECC) data (approx. 50 crore beneficiaries) with health benefit cover of Rs Five Lakhs per family per year at free of cost. The health benefits under the scheme include more than 1,350 medical packages covering surgery, medical and daycare treatments, cost of medicines and diagnostics.

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Schemes of National Minorities Development and Finance Corporation

The National Minority Development Finance Corporation (NMDFC) is implementing various schemes for the socio-economic development of the ‘backward sections’ amongst the notified minorities. The schemes are being implemented through the State Channelising Agencies (SCAs) nominated by the respective State Governments/UT Administration.

Categorisation of Beneficiaries

The NMDFC categorises the beneficiaries under two categories, They are:

  • Credit Line-1: For those with the annual family income 98,000 for rural areas & Rs.1.20 lacs for urban areas.
  • Credit Line-2: For those with higher annual family income eligibility criterion of up to Rs.6.00 Lacs.

Schemes of NMDFC

Credit Schemes

The various credit schemes like Term Loan,  Micro Finance, Education Loan and Mahila Samridhi Yojana are introduced to enhance the livelihood opportunities by promoting income generation activities.

Mahila Samridhi Yojana:

Skill development training is imparted to a group of women in women-friendly trades under the scheme and a stipend @ Rs.1,000 is available for each woman during the training period.

During the period of training, the women are formed into Self Help Group, followed by infusion of micro-credit maximum up to Rs.1.00 lacs per member for the purpose of using the skill developed during the training, for income generation activities.

Promotional Schemes

NMDFC is implementing promotional schemes like Vocational Training & Marketing Support for with preference to women beneficiaries.

Vocational Training Scheme

Under the Kaushal Se Kushalta scheme skill development training programs of 200 to 250 hrs duration are organized and Stipend of Rs.1,000 per candidate per month is provided. The schemes guarantee placement of minimum 70% candidates trained under the scheme.

Marketing Assistance Scheme

The Marketing Assistance Scheme envisages promoting sale & marketing of their products at remunerative prices through participation /organizing exhibitions at State/District level.

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