Government Schemes in India

Latest Government Schemes Current Affairs 2019 for UPSC Exams, Bank Exams, Civil Services, SSC and other Competitive Exams. This category comprises current affairs related to various government schemes, government policies, projects, and government campaign launches such as portal, apps etc. also.

Delhi Government launches New Scheme for E-Rickshaws

Delhi government has launched new E-Rickshaw Sewa Scheme. This scheme will pave the way for the battery- operated vehicles in Delhi.

Key facts of E-Rickshaw Sewa Scheme

  • E-rickshaws will be registered as transport vehicle under registration series DL-1ER and will be granted contract as per carriage permits.
  • This battery operate vehicle will have seating capacity of four persons, excluding the driver, with maximum luggage weight of 40 kg.
  • The model of vehicle must be in accordance with provisions of section 126 of Motor Vehicle Act, 1988.
  • Every e-rickshaw should have a yellow colour reflective strip on its rear side. Besides, the name, address and telephone number of permit holder should be painted on the left side of the vehicle.
  • The dimensions of the e-rickshaw should not exceed length of 2.8 meters, 1.8 meters height and 1 meter width. Every such vehicle should also have valid fitness certificate issued from the department.
  • The owner of the e-rickshaw should possess a valid license to drive the vehicle besides a public service badge.


This decision comes after Union Cabinet approval to promulgate an ordinance on December 24 as a bill regulating these vehicles was not able to pass through the Parliament.

Government meets target of opening 10-crore accounts under PM Jan Dhan Yojana

Government has met its target of opening 10 crore bank accounts under its flagship scheme of Pradhan Mantri Jan Dhan Yojana (PMJDY). This target was met a month before its revised deadline of 26 January 2015.

Key facts

  • As of 24 December 2014, 10 crore accounts have been opened under the PMJDY scheme with a collective deposit amounting to Rs 7,690.89 crore.
  • In this regard, a total of 7.74 crore RuPay debit cards have also been issued by banks to beneficiaries.
  • States likes Goa, Kerala, Tripura and Madhya Pradesh and union territories (UT’s) of Chandigarh, Puducherry and Lakshadweep have opened at least one bank account in every targeted household i.e. they have attained 100 per cent financial inclusion under PMJDY .
  • However, nearly two-thirds of all opened bank accounts continue to have zero balance and  7.35 crore bank accounts are currently dormant.

About Pradhan Mantri Jan Dhan Yojana (PMJDY)

It was launched on 28th August 2014 by Prime Minister Narendra Modi with the goal of eradicating financial untouchability of the poor by opening at least one bank account for every family in the country in less than six months. It seeks to financially empower the poor by providing them access to formal banking system.

Initially, after its launch the scheme had a target of opening 7.5 crore bank accounts by 26 January, 2015, but later it was revised and raised to 10 crore bank accounts.