Government Schemes Current Affairs - 2019
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Reserve Bank of India (RBI) has announced to introduce ‘Ombudsman Scheme for Digital Transactions’ to provide cost-free mechanism to redress grievances of customers related to digital transactions. The scheme will be notified by end of January 2019. It will cover services provided by entities falling under RBI’s regulatory jurisdiction. The scheme is being implemented taking into consideration rise in digital mode for financial transactions which is gaining traction in the country. There is emerging need for dedicated, cost-free and expeditious grievance redressal mechanism for strengthening consumer confidence in this channel.
Framework for limiting customer liability
RBI has also decided to come out with framework for limiting customer liability in respect of unauthorised electronic payment transactions involving prepaid payment instruments (PPI). It already has issued instructions on limiting customer liability in respect of unauthorised electronic transactions involving banks and credit card issuing non-banking financial companies (NBFCs). This framework will bring all customers up to same level with regard to electronic transactions made by them and extend benefit of limiting customer liability for unauthorised electronic transactions involving PPIs issued by other entities not covered by extant guidelines. The guidelines will be issued by end of December 2018.
Tags: Banking • Government Schemes • Liability Framework • Ombudsman Scheme for Digital Transactions • RBI
PRASAD Scheme: Centre includes Gangotri, Yamunotri in Uttarakhand, Amarkantak in MP and Parasnath in Jharkhand
Union Government has included Gangotri and Yamunotri in Uttrarakhand, Amarkantak in Madhya Pradesh and Parasnath in Jharkhand under Pilgrimage Rejuvenation and Spiritual, Heritage Augmentation Drive (PRASAD) to develop pilgrimage and heritage destinations in the country. With the new additions, the number of sites under PRASAD has now reached to 41 in 25 states.
It was launched in 2014-15 by Union Ministry of Tourism. It aims at integrated development of pilgrimage destinations in planned, prioritised and sustainable manner to provide complete religious tourism experience. It focuses on the development and beautification of the identified pilgrimage destinations.
- Harness pilgrimage tourism for its direct and multiplier effect upon employment generation and economic development.
- Enhance tourist attractiveness in sustainable manner by developing world class infrastructure in the religious destinations.
- It also seeks to promote local art, culture, handicraft, cuisine, etc.
Infrastructure development under this scheme includes
- Development of entry points (road, rail and water transport), last mile connectivity, basic tourism facilities like Information/interpretation centers, ATM/ money exchange.
- Development of eco-friendly modes of transport, lighting and illumination with renewable energy sources, drinking water, parking, toilets, waiting rooms, first aid centers, craft bazars/haats/souvenir shops/cafeteria, rain shelters, telecom facilities, internet connectivity etc.
Under it, Ministry of Tourism provides Central Financial Assistance (CFA) to State Governments for promoting tourism at identified destinations. For components within public funding under this scheme, Central Government will provide 100% fund. For improved sustainability of project, it also seeks to involve Public Private Partnership (PPP) and Corporate Social Responsibility (CSR) as well.