Government Schemes Current Affairs

Kerala became first state with bank accounts for all families

Kerala Finance Minister KM Mani has announced that Kerala has become the first state in the country to have bank accounts for all families under Pradhan Mantri Jan Dhan Yojna (PMJDY). This formal declaration was by minister at the State-Level Bankers’ Committee (SLBC) meeting in Thiruvananthapuram.

Under the PMJDY, Kerala has opened about 13 lakh new accounts and has mobilised 326 crore rupees through intensive financial literacy campaigns launched under the support of the State Level Banker’s Committee (SLBC).

Kerala was able to achieve this target under PMJDY ahead of schedule because of Financial Literacy Centres which are active in all the 152 blocks of state. Under this scheme, 5.25 lakh rupees debit cards have been issued by all banks.

State government is also opening a second account separately for the woman in each household under PMJDY.

Month: Categories: India Current Affairs 2018


Prime Minister Launches Jeevan Pramaan: Digital life certificate for pensioners

Prime Minister Narendra Modi has launched the Jeevan Pramaan scheme- an Aadhar based Digital Life Certificate for pensioners. This digital life certificate scheme will benefit over 1 crore pensioners who have to produce Life Certificates each year to receive pension.

Earlier, pensioner either personally presented himself before the Pension Disbursing Agency or used to submit a Life Certificate issued by authorities specified by the Central Pension Accounting Office (CPAO).

Through this certificate, a pensioner now can digitally provide proof of his existence to authorities for continuity of pension every year instead of requiring presenting himself physically or through a Life Certificate issued by specified authorities.

Key Facts about Jeevan Praman

  • The Department of Electronics and IT has developed a software application which will enable the recording of the pensioner`s Aadhar number and biometric details from his mobile device or computer by plugging in a biometric reading device.
  • Key details of the pensioner including date, time and biometric information will be uploaded to a central database on real-time basis.
  • It will enable the Pension Disbursing Agency to access a Digital Life Certificate. This will conclusively establish that the pensioner was alive at the time of authentication.
  • This software application system will be made available to pensioners and other stakeholders on a large scale at no extra cost.
  • It can be operated on a personal computer or a smartphone along with an inexpensive biometric reading device.

This facility will also be made available at Common Service Centres being operated under the National e-Governance Plan for the benefit of pensioners residing in remote and inaccessible areas

Month: Categories: India Current Affairs 2018