Housing for All Current Affairs

PM Narendra Modi launches Pradhan Mantri Gramin Awas Yojana

Prime Minister Narendra Modi has launched the Pradhan Mantri Gramin Awas Yojana (PMAY-G), flagship housing for all scheme in Agra, Uttar Pradesh.

Under PMAY-G Government aims to provide affordable, environmentally safe and secure pucca house to every rural household living below the poverty line by 2022.

Features of Scheme

  • PMAY-G is part Union Government’s flagship ‘Housing for All’ scheme and has replaced previous rural housing scheme Indira Awas Yojana
  • The beneficiaries for this scheme will be selected through a completely transparent process using the Socio Economic Census 2011 data and validating it through the Gram Sabha.
  • It uses ICT and space technology to further confirm correct selection of beneficiaries and progress of work.
  • Under it, financial assistance will be provided for construction of dwelling units and upgradations of existing unserviceable kutcha houses.
  • The entire payments will be done through transparent IT/DBT mode with Aadhaar linked Bank accounts with consent, to ensure complete transparency and accountability.
  • The unit cost for houses has been increased with convergence of a minimum support of nearly Rs. 1.5 lakh to Rs. 1.6 lakh to a household is available. If the beneficiary desires, then there is also a provision of Bank loan upto Rs. 70,000.
  • PMAY-G will be also serve as a major step forward in bringing together Skill India, Make In India, IT/DBT Aadhaar platform, Digital India and Pradhan Mantri Jan Dhan Yojana.
  • The scheme allows over 200 different housing designs across country based on a detailed study of housing typologies, households’ requirements and environmental hazards.
  • It will provide skilling for 5 lakh Rural Masons by 2019 and envisages large scale use of local materials.
  • Houses built under the scheme will have cooking space, electricity provision, LPG, toilet and bathing area, drinking water etc through convergence.


MoU signed for enabling online submission of applications under PMAY

The Union Ministry of Housing and Urban Poverty Alleviation has inked MoU with Common Services Centre (CSC), a SPV of Ministry of Information Technology for enabling online submission of applications under Pradhan Mantri Awas Yojana (Urban).

The MoU was signed in the presence of Union Minister for Housing and Urban Poverty Alleviation M Venkaiah Naidu and Union Minister for IT Ravi Shankar Prasad.

What is significance of the MoU?

  • It will enable online submission of applications by the urban poor for affordable houses under PMAY (Urban).
  • About 60 thousand CSCs located in urban areas will enable online submission of applications at a nominal cost of 25 rupees per application.
  • CSCs will also facilitate printing of the acknowledgement receipt with beneficiary photograph which helps applicants in tracking application status.

About Pradhan Mantri Awas Yojana

  • Union Government had launched Pradhan Mantri Awas Yojana in June 2015 in line with its ambitious Housing for All by 2022 Mission.
  • Under this scheme government plans to build two crore houses for the poor in urban areas by year 2022, which coincides with 75 years of Independence.
  • The scheme has four basic components viz. slum rehabilitation, affordable housing, credit linked interest subsidy and beneficiary-led individual house construction or enhancement.
  • Intended beneficiary will be poor people (BPL) and people living under EWS and LIG categories in urban establishments of the country.
  • Under this scheme, the ownership of houses will be in the name of woman or jointly with husband.