Housing for All Current Affairs - 2019
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The Union Ministry of Housing & Urban Affairs has announced that 30.76 lakh houses for the urban poor have been sanctioned so far since the launch of Pradhan Mantri Awas Yojana (Urban) Scheme in June 2015.
Currently, 15.65 lakh houses are at various stages of construction and about 4.13 lakh houses have been constructed since launch of PMAY (Urban).
Under the PMAY (Urban) Scheme, demand for housing was pegged at about 12 million and government has taken number of initiatives to support segments from infrastructure status to affordable housing. Government is giving more emphasis on reforms, like stamp duty exemption and single window clearance to meet targets. Government is also removing bottlenecks and roadblocks in progress of scheme, particularly implementation of “In-situ Slum Rehabilitation (ISSR)’ and ‘Affordable Housing in Partnership (AHP)’ verticals.
Pradhan Mantri Awas Yojana (Urban)
PMAY(U) provide houses to all poor in urban areas by 2022. It is new version of Prime Minister’s Housing For All by 2022 vision. Its objective is to construct two crore houses across nation. It covers entire urban area consisting of 4041 statutory towns with initial focus on 500 Class I cities.
Intended beneficiaries of scheme are Poor people (BPL) and People living under Economically Weaker Sections (EWS) and LIG (Low income Group) categories in urban establishments of country. It also targets people living under MIG (middle income Group). Government will provide subsidy ranging between 1 lakh to 2.30 lakh to people from above categories in order to make them secure.
Prime Minister Narendra Modi has launched the Pradhan Mantri Gramin Awas Yojana (PMAY-G), flagship housing for all scheme in Agra, Uttar Pradesh.
Under PMAY-G Government aims to provide affordable, environmentally safe and secure pucca house to every rural household living below the poverty line by 2022.
Features of Scheme
- PMAY-G is part Union Government’s flagship ‘Housing for All’ scheme and has replaced previous rural housing scheme Indira Awas Yojana
- The beneficiaries for this scheme will be selected through a completely transparent process using the Socio Economic Census 2011 data and validating it through the Gram Sabha.
- It uses ICT and space technology to further confirm correct selection of beneficiaries and progress of work.
- Under it, financial assistance will be provided for construction of dwelling units and upgradations of existing unserviceable kutcha houses.
- The entire payments will be done through transparent IT/DBT mode with Aadhaar linked Bank accounts with consent, to ensure complete transparency and accountability.
- The unit cost for houses has been increased with convergence of a minimum support of nearly Rs. 1.5 lakh to Rs. 1.6 lakh to a household is available. If the beneficiary desires, then there is also a provision of Bank loan upto Rs. 70,000.
- PMAY-G will be also serve as a major step forward in bringing together Skill India, Make In India, IT/DBT Aadhaar platform, Digital India and Pradhan Mantri Jan Dhan Yojana.
- The scheme allows over 200 different housing designs across country based on a detailed study of housing typologies, households’ requirements and environmental hazards.
- It will provide skilling for 5 lakh Rural Masons by 2019 and envisages large scale use of local materials.
- Houses built under the scheme will have cooking space, electricity provision, LPG, toilet and bathing area, drinking water etc through convergence.