Ministry of Housing and Urban Poverty Alleviation Current Affairs
Government launches PAISA Portal under Deendayal Antyodaya Yojana – National Urban Livelihoods Mission
Union Ministry of Housing and Urban Affairs launched ‘PAiSA’ – Portal for Affordable Credit and Interest Subvention Access during National Workshop on Municipal Finance and Urban Planning held in New Delhi.
It is centralised electronic platform for quicker processing of loans under the Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM). It aims to connect directly with beneficiaries and ensure there is greater efficiency in the delivery of services. It has been designed and developed by Allahabad Bank, the nodal bank under the scheme. All 35 States and Union Territories (UTs) & all scheduled commercial banks, Regional Rural Banks (RRBs) and Cooperative Banks are expected to be on board the PAiSA portal the year end.
Deen Dayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM)
It is Centrally Sponsored Scheme implemented by Union Ministry of Housing and Urban Poverty Alleviation. Its objective is to uplift urban poor folks by enhancing sustainable livelihood opportunities through skill development.
Its intended beneficiaries are urban poor (street vendors, slum dwellers, homeless, rag pickers); unemployed and differently abled. It provides for employment through Skill Training and Placement through City Livelihood Centers to reduce poverty and vulnerability of the urban poor households.
It also provides social mobilization and institution development through formation of Self-Help Groups (SHG) for training members and hand holding, an initial support of 10, 000 is given for each group.
It also provides subsidy to urban poor i.e. interest subsidy of 5% – 7% for setting up individual micro-enterprises with loan of up to 2 lakhs and for group enterprises with loan limit of up to Rs.10 lakhs.
It fully funds cost of construction of shelters for urban homeless. It also provides for development of vendor markets and also promotion of skills for vendors through setting up infrastructure and special projects for rag picker and differently abled etc.
Tags: DAY-NULM • Deen Dayal Upadhyaya Antyodaya Yojana • Deendayal Antyodaya Yojana • Economy • Homelessness • Ministry of Housing and Urban Affairs • Ministry of Housing and Urban Poverty Alleviation • National Urban Livelihoods Mission • PAiSA Portal • Paisa Region • Portal for Affordable Credit and Interest Subvention Access • Poverty in India • Regional Rural Bank
Government appointed ‘Working Group on Migration’ headed by Partha Mukhopadhay has recommended necessary legal and policy framework to protect the interests of the migrants in the country.
The panel in its report stated that the migrant population makes substantial contribution to economic growth and so it is necessary to secure their Constitutional rights. The 18-member Working Group was constituted by Union Ministry of Housing & Urban Poverty Alleviation (HUPA) in 2015.
- Protocols of the Registrar General of India (RGI) should be amended to enable caste based enumeration of migrants so that they can avail the attendant benefits in the States to which migration takes place.
- Migrants should be enabled to avail Public Distribution System (PDS) benefits in the destination state by providing for inter-State operability of PDS.
- States should be encouraged to proactively eliminate the requirement of domicile status to prevent any discrimination in work and employment.
- Domicile status goes against constitutional fundamental right of Freedom of Movement and residence in any part of the territory of the country.
- States should include migrant children in the Sarva Siksha Abhiyan’s (SSA) Annual Work Plans to uphold their Right to Education.
- Vast network of post offices should be made effective by reducing the cost of transfer of money to avoid informal remittences transfers by migrants.
- Migrants should be enabled to open bank accounts and banks should adhere to RBI guidelines regarding Know Your Customer (KYC) norms and not insist on documents that were not required
- Hugely underutilized Construction Workers Welfare Cess Fund (CWWF) should be used to promote rental housing, working Women Hostels etc. for the benefit of migrants.
According to census 2011 and National Sample Survey Organisation (NSSO), migrants constitute about 30% of the country’s population and also of the total working force. 2016-17 Economic Survey also noted that annual migration in the country increased to 9.00 million in 2016 from 3.30 million in 2011.